Free Tools for Receipts & Expenses
Simple, free calculators and generators to help you track expenses, mileage, and tax deductions. No signup required.
Debt Payoff Calculator (Avalanche vs Snowball)
Add your debts and an extra monthly payment to compare the avalanche and snowball methods — payoff timeline, total interest, and which one saves you more.
Open toolEmergency Fund Calculator
Enter your monthly essentials to get your 3, 6, and 9-month emergency fund targets and see how long each takes to reach at your savings rate and APY.
Open toolVacation Budget Calculator
Estimate a realistic trip budget — flights, lodging, food, activities, and a buffer — plus a daily spending target, from your trip length and party size.
Open toolNo-Spend Challenge Tracker
Mark each day of a 7, 14, or 30-day no-spend challenge, watch your streak grow, and see how much you've saved versus your usual spending.
Open toolGrocery Receipt Analyzer
Enter your grocery items to see spending by category — produce, meat, snacks, beverages and more — and which categories run high for a household your size.
Open toolHow Long to Keep Receipts Calculator
Pick the record type and your filing date, and get the exact date you can safely shred a receipt under the IRS periods of limitations — 3, 6, 7 years, or keep forever.
Open toolSinking Fund Calculator
Add each planned expense and its target date to see how much to save every month for each one — plus your total monthly commitment across all your funds.
Open toolTax Refund Optimizer
Enter your refund and answer four quick questions to get a personalized, ranked plan — pay off debt, build savings, fund an HSA or Roth, and more.
Open toolBuy Now Pay Later True Cost Calculator
See what an Affirm, Klarna, or Afterpay plan really costs — total cost, per-payment amount, extra vs paying cash, and the opportunity cost of the money.
Open tool50/30/20 Budget Calculator
Enter your monthly take-home pay to get your needs, wants, and savings targets, then add your actual spending to see where you're over or under.
Open toolAI Subscription Deduction Calculator
Pay for ChatGPT, Claude, Midjourney or other AI tools? See how much of your AI subscriptions you can write off on Schedule C — set your business-use % and get your annual deduction.
Open toolTax Write-Off Finder by Profession
Pick your line of work — rideshare driver, photographer, real estate agent, freelancer and more — and instantly see the deductions you can claim and the exact Schedule C line for each.
Open tool1099 vs W-2 Pay Calculator
Compare your real take-home pay as a contractor vs an employee — and see exactly how much you'd need to invoice as a 1099 to match a salaried offer.
Open toolHome Office Deduction Calculator
Compare the simplified ($5/sq ft) and actual-expense methods side by side, see which gives you a bigger write-off, and get your Schedule C Line 30 / Form 8829 amount.
Open toolMileage Reimbursement Calculator
Add your trips, set the IRS standard mileage rate, and get your total reimbursement instantly. Export to CSV or print a mileage log.
Open tool1099 Quarterly Tax Estimator
Estimate your self-employment and federal income taxes from your 1099 income, expenses, and filing status — see your quarterly payment and the IRS due dates.
Open toolSchedule C Category Checker
Type any expense and instantly see if it's deductible, plus the exact Schedule C line it belongs on. Browse every category.
Open toolFree Expense Tracker Template
A ready-made Excel & Google Sheets template to log expenses, mileage, and Schedule C categories, with a deductible-expense dashboard. Free download.
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